Valuation describes the transporting carrier’s liability for loss or damage. It is distinct from a separate insurance policy. Check the written terms for your shipment.
FMCSA liability guidance explains that Full Value Protection applies unless the shipper selects Released Value in writing. Rules for moves entirely within one state may differ.
Valuation and insurance
Ask which carrier is responsible and obtain its valuation terms. Any separate insurance policy has its own insurer, coverage and claims requirements.
Released Value
Released Value is offered without an additional charge and limits liability to 60 cents per pound per article. It requires a specific signed selection and may be far below an item’s replacement cost.
Full Value Protection
Under Full Value Protection, the carrier can repair, replace or make a cash settlement under applicable terms. Obtain the price, deductible, declared-value requirements and limitations in writing. This guide does not promise a universal dollar limit or a particular settlement.
High-value articles
Disclose valuable articles individually. Items worth more than $100 per pound can require specific written identification to avoid a limitation on liability. Ask the carrier how to document them.
Limits and documentation
Self-packing can make damage harder to establish; it does not automatically eliminate every claim. Review exclusions and retain inventories, condition photos and purchase or appraisal records.
If something is missing or damaged
Record issues promptly and submit a written claim to the carrier. A notation on delivery paperwork is not a substitute for the written claim. Read the claims guide and the carrier’s instructions.
Ask for the actual carrier, complete written terms and copies of all documents before booking. Contact AmeriSafe at 855-967-0102 if you need help identifying the paperwork for your move.